Payments, MMG & Wallet

Every way to pay on ZIP.GY, how top-ups reach family in Guyana, and exactly when a refund or cancellation fee applies.

Payment Guide

Simple, secure, and flexible payments.

Accepted Payment Methods

ZIP.GY is designed to be accessible to everyone in Guyana. We currently accept:

Cash

Pay your driver directly at the end of your ride or upon delivery. No MMG fee applies to cash.

MMG — Mobile Money Guyana

MMG Mobile Money

Pay securely from your MMG wallet at checkout. A small MMG collection fee is shown as its own line before you confirm.

ZIP.GY Wallet

Top up your in-app wallet for seamless, cashless transactions — no MMG fee.

Credit/Debit Cards

(Coming soon) Secure in-app card payments.

MMG — Mobile Money Guyana

Paying with MMG

Mobile Money Guyana — pay from your phone, no cash needed.

Four simple steps, whether you're booking a taxi or ordering food, groceries or a delivery.

  1. 1

    Choose MMG at checkout

    Book your taxi, food, groceries or delivery as normal. On the payment step, tap MMG Mobile Money.

  2. 2

    Check your total

    You'll see your order total plus MMG's small collection fee as its own line. The full amount you'll be charged is shown before you continue — nothing hidden.

  3. 3

    Pay on MMG's secure page

    Tap Pay and we send you to MMG's own payment page. Log in with your MMG wallet and approve the payment there. ZIP.GY never sees your MMG PIN.

  4. 4

    You're brought back — paid

    MMG returns you to ZIP.GY and confirms the payment automatically. Your booking is marked paid and sent to a driver or the store right away.

Good to know

  • Make sure your MMG wallet has enough for the total plus the MMG fee.
  • Keep the ZIP.GY tab open while you pay so we can bring you straight back.
  • MMG sends you an SMS with a transaction ID — keep it if you ever need support.
  • Prefer no fee? Pay cash to the driver, or top up your ZIP.GY Wallet instead.
See the full step-by-step MMG payment guide →

Understanding Your Fare

Upfront Pricing

For taxi rides, the price you see when you book is the price you pay. No hidden fees.

Delivery Fees

Food and grocery delivery fees are calculated based on distance and are clearly displayed before you confirm your order.

Peak Hours

During times of high demand or bad weather, a slight surge may apply to ensure drivers are available. You will always be notified before booking.